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Sep 28, 2017 - 34 minute read

What does cash secured loan mean

Similarly, the Vermont case does not directly involve tribal sovereignty, but instead claims Plain Green has violated federal lending and consumer protection laws. Even with state licensing and new federal regulation, there may still be room for online lenders to exploit borrowers, the Center For Responsible Lending's Harnick warns. But the outcome of these legal cases could put a significant dent in Think Finances ability to use Native American tribes as a regulatory shield -- not just in Pennsylvania and Vermont, but elsewhere as well.

The tribal lending model seems to be failing, Bourke said, because on the one hand its not providing enough protection for consumers, and on the other hand courts are increasingly saying that it is not sufficient for lenders to only get a license in association with a Native American tribe. That means online lenders will be more likely to want to get licenses from every state where they operate, he noted, which would allow for tighter regulation of the industry.

There will still be a lot of bad loans made, Bourke said, but at least it will be much harder for fraud to what does cash secured loan mean. Hunter Stuart contributed additional reporting. This story has been updated with additional comments from Joel Rosette, the Plain Green CEO. Clarification : Language has been changed to clarify the difference in repayment times between payday loans and installment what does cash secured loan mean, and to elaborate that Plain Green limits customers to no more than one loan at a time, which must be paid in full before any application for a new loan is made.

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What does cash secured loan mean

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What does cash secured loan mean

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